Who is Young Alfred?

We know buying insurance is confusing and time consuming. So we created Young Alfred, your new hip family butler that just happens to know a thing or two about shopping for insurance. He is here to help you buy Home, Auto, Renters and specialty property policies online that are personalized and safe. Everyone has unique needs based on where they live and what they own. Lucky for you, Young Alfred has the data and dexterity to help you make educated decisions when doing your insurance shopping. It's time to welcome Young Alfred into the family.

How can I reach Young Alfred with questions I may have?

Email info@youngalfred.com and a representative will quickly follow-up. Or call 215.586.5055 to speak to a licensed insurance representative.

About Young Alfred

Is Young Alfred an insurance provider?

No, Young Alfred is an independent insurance agency. We shop with several high quality insurance carriers. Our insurance partners must maintain strong A.M. Best ratings, which is the leading full-service credit rating agency for the insurance industry. This ensures our customers get quality care long after they decide to purchase their policy through Young Alfred.

How is Young Alfred different from other online insurance comparison sites?

First and foremost Young Alfred cares about you. Young Alfred has suffered through the worst experiences of loss in the insurance industry and knows what happens when people buy coverage that is not right for them. When you are protecting your family and your wealth, we believe you should have better information. So we built Young Alfred in a way unlike anything currently in existence. We present you will all the information you need to know to make an educated decision. We have direct relationships with our insurance providers so that we can give rates that you can purchase rather than just a “quote and a phone call”. Most other comparison sites provide rates that are not real-time or accurate, and make money by selling your information. They aren’t authorized to sell policies, so they just pass you off to someone else, increasing hassle for you.

We also offer two features that are brand new to the industry and proprietary to Young Alfred:

  1. Alfred's Mind: based on the information you tell us, we are analyzing over 1.0 billion data points to identify the risk levels of certain events, such as Flood, Earthquake, Hurricane, Theft, Mold, Tornado, Wind, Hail, Rain, Snow, Fire and Freezing to help you make educated policy decisions. Further, by providing us a more detailed profile of your assets and activities, we identify areas where you should consider modifying your coverage.

    For instance, if you own a $5,000 home entertainment system, we let you know that your regular homeowners policy will only cover a $2,500 loss on electronics, so you may want to expand your coverage. Or if you live in a High Risk Flood zone, you should purchase Flood insurance as flood damage is not covered in standard home policies.

  2. Scenario Analysis: there is a lot of “fine print” in insurance policies, and it’s really confusing! Our scenario analysis tool will help you understand your purchase and see how you might be reimbursed in case of certain incidents. Another big difference, is will the insurance company reimburse you in a loss scenario at the cost to replace your damaged items for their new or used value? This tool gives you more confidence in your purchase, and ensures that when you file a claim, you know what you will be getting.

How does Young Alfred make money?

Young Alfred primarily makes money by receiving a commission from the insurance carrier that you purchase a policy from. Young Alfred is very committed to providing you the best service and making sure we find a policy that gives you the best protection for your insurance budget.

Our Offerings

What lines of insurance do you offer?

We offer most all personal P&C lines of insurance, including Auto Insurance, Homeowners Insurance, Condo Insurance, Mobile Home Insurance, Renters Insurance, Umbrella Insurance, Flood Insurance, Earthquake Insurance, Motorcycle Insurance, RV Insurance, Landlord’s Insurance, and Personal Articles Policies.

Do you offer insurance in my state?

We currently offer insurance in Pennsylvania, New Jersey, New York, Ohio, Maryland, Delaware, Texas, Florida, Virginia, Connecticut, Indiana, Alabama, Georgia, Kentucky, Illinois, Michigan, Minnesota, North Carolina, South Carolina, West Virginia, Wisconsin, Iowa, Arizona, Tennessee, California, Nevada, Colorado, Utah, Washington, Oregon, Oklahoma, New Mexico, Hawaii, New Hampshire, Vermont, Maine, Arkansas, Kansas, Missouri, Mississippi, and Louisiana. We are expanding to more states and will be in all 50 soon, so please check back in with us.

Pricing and Policies

Does getting a quote cost me anything?

No! They are 100% free. We will only ask for payment information once you are ready to purchase a policy.

How accurate are your quotes?

Very accurate! In most cases the original quote is the premium you end up paying. This is because we are getting rates directly from our carrier partners, and not using third party quote estimators.

Does your quote include the filing fee for an SR22?

Young Alfred quotes exclude SR22 filing fees, though the filing generally costs $20-$25. You can get a final rate with all fees included from our licensed insurance representatives.

Do you charge a broker fee?


Does getting a quote affect my credit score (FICO score)?

No. In most cases, carriers will access your credit score to make a quote, though they do this using a “soft inquiry”. This does not have an impact on your credit or FICO score because you are not applying for financing.

What type of discounts are available?

This depends on carrier, but our carriers offer some or all of the following discounts: multi-policy, multi-car, multi-driver, new car, mature driver, safe driver, higher education, distant student, driver improvement certificate, homeowners, continuously insured, paperless, military, special occupational discounts, driver training, good student, usage based pricing, e-sign, and many others.

Do I get discounts for buying more than one policy from Young Alfred?

In most cases, yes you will receive a discount if you purchase two or more policies from the same carrier. Note that sometimes the combined costs of getting an auto policy from one carrier and a homeowners policy from another carrier may be cheaper than purchasing both from the same carrier. Young Alfred will help you find the best package option.

Does Young Alfred service the policy as well?

This depends on carrier, though you can expect the Young Alfred butlers to always be there to address your needs or concerns.

Privacy & Security

Does Young Alfred sell my information to other companies?

No, Young Alfred does not sell your information to third parties. Young Alfred may share your personal information with third parties only in ways that are described in the privacy policy. Young Alfred may provide your information to third parties that assist in our business activities, such as email services. These companies are only authorized to use your information as deemed necessary to provide services to us.

What security measures do you use to protect my information?

The security of your personal information is extremely important to us. Any sensitive information that you provide, such as your credit card information or social security number, is encrypted using secure socket layer (SSL) technology. Young Alfred follows top industry standards to protect your information. No method of electronic storage or transmission over the internet is absolutely secure, though we make every effort to ensure the protection of your information. For more details about security, please review our privacy policy.