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What is a Declaration Page (Dec Page) in Home Insurance?


In homeowners insurance, your declaration page is equivalent to your proof of insurance. The declaration page is a PDF that provides a summary of the coverages, terms, and limits included in your insurance contract. It should include your policy number, effective date, expiration date, premium and the six most significant coverage limits in your homeowners polices are Coverage A - F:

  1. Coverage A: Dwelling
  2. Coverage B: Other Structures
  3. Coverage C: Personal Property
  4. Coverage D: Loss of Use
  5. Coverage E: Personal Liability
  6. Coverage F: Medical Payments

Additionally, there are deductibles and sometimes even discounts listed on your declaration page. Common deductibles include:

Finally, your declaration page will include specific endorsements/exclusions in your policy for perils like mold remediation, water backup, or scheduled jewelry

Can't find your declaration page?

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Try logging in to your online account or emailing your insurance agent for a copy. Interested in comparing your declaration page of coverages and price to other options available in the market? Look no further:

Compare Home Insurance Coverage

At your service,
Young Alfred