Information Collected By Young Alfred
The Young Alfred website will pose questions as part of an insurance application in an effort to provide real insurance rates for you, and also make insurance related recommendations. Depending on the type of insurance application, we may collect sensitive information, such as name, physical address, email address, social security number, driver’s license number, and credit card number. These questions may also include items typically asked by personal lines Property & Casualty insurance companies, such as zip code, date of birth, age first licensed, occupation, education level, and so forth. Further, we may ask certain questions in an effort to assess your insurance needs and make a recommendation, such as asking for your Net Worth. In instances where you request to be contacted, we will ask for your name and telephone number.
When you fill out an application to get a quote from Young Alfred, we request your email address. This information lets us send your rates after you leave the site, so you have them for reference. Also, your email address enables us to retrieve your quotes, and avoid re-filling out an application, if you return to the Young Alfred website.
You may also provide Personal Information about other people, including name, gender, and date of birth. This information is only used to complete your request or for whatever other reason it may have been provided.
We obtain address information about you from third party sources, such as the US Postal Service, to verify your address so we can properly ship your order to you and to prevent fraud. We may also use your address to identify certain risks associated with your address -- such as your property’s risk of flooding -- in an effort to identify your insurance needs.
We may provide your Personal Information to third parties that help us with our business activities, such as email services or the live chat feature. These third parties are only authorized to use your Personal Information as deemed necessary to provide these services to us.
Young Alfred and our service providers and marketing partners may use technologies such as cookies, beacons, tags and scripts. These technologies are used in administering the site, analyzing trends, tracking user movements around the site, and to gather demographic information about our user base in the aggregate. We may also receive reports from these companies that use these technologies on an individual or an aggregate basis.
As is the case with most websites, we gather certain information automatically and store it in log files. This information may include browser type, internet protocol (IP) addresses, internet service provider (ISP), referring and exit pages, date and time stamps, operating system, and clickstream data.
In an effort to enhance your experience on our website, we may combine this log information with other information collected about you.
Local Storage Objects (HTML5)
We use Local Storage Objects, such as HTML5. Third party companies that we partner with provide certain features on our site to display advertising based upon your Web browsing activity, and use LSOs such as HTML5. Various browsers may offer management tools for removing HTML5 LSOs.
User Access and Choice
We will retain your information for at least one year or as needed to serve you. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Young Alfred Communications
Young Alfred was created to provide consumers a dramatically improved insurance shopping experience. Sticking with this vision, we do not send spam emails, and always welcome your feedback, positive or negative.
When you purchase a policy through Young Alfred, you agree to receive Young Alfred’s service communications your policy and usage of our products and services, including billing notices, change confirmations, and changes to our products and service. You may not unsubscribe from these service communications.
Young Alfred may send you emails regarding ours or third party promotions. Prior to purchasing a policy or after canceling a policy, Young Alfred may send you emails as a reminder to complete the application process, confirm a quote, or invite you back to the site to get a new quote and purchase a policy. It is our belief that these emails are helpful to you, though we allow you to opt-out of these emails at any time via the unsubscribe link.
Social Media Widgets
Compliance with Children's Online Privacy Protection Act
The Young Alfred website is not designed to attract anyone under the legal driving age in the United States. Persons under the age of 16 should not use the Young Alfred website, and upon reading this should leave the Young Alfred site immediately. Accordingly, Young Alfred does not seek to collect Personal Information from people under the age of 16.
We take the security of your Personal Information very seriously. We use secure socket layer (SSL) technology to encrypt the transmission of sensitive information that you provide, such as your credit card information on our billing forms.
We follow generally accepted standards to protect the Personal Information submitted to us, both during transmission and once we receive it. However, please beware that no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot provide a guarantee of absolute security. If you have any questions about security on our website, you can contact us at firstname.lastname@example.org.
Compliance with Legal Requirements; Law Enforcement
Any information collected by Young Alfred may be shared if it is necessary to investigate, prevent or prosecute illegal activities, suspected fraud, violations to the Terms and Conditions, when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request or as otherwise required by law or a valid government request (including, but not limited to, search warrants, subpoenas or court orders). Young Alfred may also share information if it is acquired by or merged with another company. You will be notified via email and/or a prominent notice on our website of any change in majority ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Last updated October 27, 2016