Learning Center I am doing my best to avoid insurance jargon here!

Property Type

Policy Type

Coverage Type

What's included?

What Can Be Purchased As Add-ons?

What’s Never Covered?

Special Sublimits

  • Jewelry $1500
  • Furs $1500
  • Photo and Video Equipment $1500
  • Musical Instruments $2500
  • Silverware $2500
  • Golf Equipment $2500
  • Fine Arts $2500
  • Computer / Electronic Equipment $1500
  • Postage $1500
  • Stamps $1500
  • Coins $200
  • Firearms $2500
  • Bikes $1500

How Property Is Replaced

Used Cost Replacement

The cheaper option but with less coverage. Claims payments are based on the depreciated value of belongings. This means you get back the value your stuff is worth at the time of loss.